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Credit Links and Sources To Know

AnnualCreditReport.com

This site offers a free credit report, and it is mandated by law to do so. But here is the catch you only get one credit report a year. So it might change from month to month and it might change from year to year. Regardless, check out this website if you want to see what your current score is this year.

MyFICO.com

Credit reporting agencies submit their scores here, and then tabulate. FICO offers the best sources for lenders to evaluate whether or not they are going to lend money to you. FICO offers another source for lenders to use and most of the big lenders use it. They tabulate all three of your scores from the three leading credit reporting agencies. Then they use that to deduce based on their alogorhtiim your particualr FICO score.

Fair Credit Reporting Act

The act was created to ensure that consumers are privy to their credit report and scores. It is and was created to ensure that consumers are protected. Plus, because of the act, consumers are able to see their free credit score. Your credit score is important, contact us today to get a rundown on how we can help you.

Equifax, TransUnion and Experian

The credit bureaus have a lot of helpful information on their sites about credit, and the ability to purchase reports if you have already recieved your free report for the year.

 

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